Service · Covenant certificates
The compliance certificate your credit agreement requires — covenant ratios computed from the live ledger against the agreement's own definitions, ready the moment a lender asks.
Covenant ratios are computed against the definitions in your credit agreement — not a generic template.
Every input pulls from your live, closed books, so the certificate reflects the numbers you actually posted.
Each ratio traces to the accounts and entries behind it, so a lender question has an immediate answer.
The certificate is prepared on the cadence your lender requires, not reconstructed under deadline.
Covenant inputs are available the moment the period closes.
Each covenant ratio is calculated against your agreement's definitions from the live ledger.
Review the figures — each drills back to its accounts — and deliver to your lender.
We encode your credit agreement's covenants once, then compute the certificate from live books each period.